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Category: Disability Insurance

  • Disability Insurance Explained: Long-Term Disability

    Disability Insurance Explained: Long-Term Disability

    Your most valuable asset isn’t your house, car or retirement account.  It’s the ability to make a living. Long-term disability insurance (LTD) provides financial protection by replacing a portion of your income—typically 50% to 70%—if you become unable to work due to a prolonged illness, injury, or accident.  This benefit is paid directly to you…