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  • Benefits 101: Embedded vs. Non-Embedded Deductibles

    Benefits 101: Embedded vs. Non-Embedded Deductibles

    Everyone needs health insurance but many people don’t fully understand it.  One important concept to understand is your deductible.  A deductible is the amount of money that must be paid for covered services before the health insurance company begins paying for expenses. For an individual plan, the deductible is straightforward.  But family plans are a…

  • Exceptional & Extraordinary Employees – Don’t Burn Them Out

    Exceptional & Extraordinary Employees – Don’t Burn Them Out

    Are HR professionals relying so much on top talent that they risk increasing the odds that they burnout? Every organization has employees who stand out for one reason or another. They often include your superstars or high achievers. Managers will often turn to these exceptional employees when there’s a special project or deliverable to be…

  • Top Benefit Trends for 2024

    Top Benefit Trends for 2024

    The challenges that influenced the benefits landscape in 2023 persist—perhaps even more so. Rising costs, due to inflation and increasing health care prices, will continue to present challenges this new year.  But employers who understand the benefits landscape for 2024 can mold their approach for the upcoming year. A new year means revisiting your existing…

  • Year-Round Benefits Education

    Year-Round Benefits Education

    For most organizations, employee benefits communication kicks into high gear during open enrollment season. During this time, there is a surge in emails, educational webinars, fliers throughout the office, and a barrage of forms demanding signatures. Post open enrollment, however, employees often receive minimal information about their benefits. While sporadic email updates or new laminated…

  • Ho, Ho, Ho-ld Off on the Bad Habits This Holiday Season

    Ho, Ho, Ho-ld Off on the Bad Habits This Holiday Season

    ‘Tis the season for family, festivity, and food—lots of food. The holidays dish up a triple whammy of wintry weather, irresistible foods, and stress, which can cause even the strongest-willed person to reach for another festive goodie. While the notion of enjoying “healthy holidays” has a nice ring to it, reaching that goal can be…

  • The Attitude of Gratitude

    The Attitude of Gratitude

    You may have heard the saying attitude of gratitude.  It’s a great little rhyme to remind us to  live a life of gratitude – and practice it!  When we practice being thankful on a regular basis, it not only impacts our mental and physical health, but those around you as well. The Definition of Gratitude…

  • Benefits 101: What Is Accident Insurance?

    Benefits 101: What Is Accident Insurance?

    Accidents happen.  Whether you fall off a ladder, slip and break an arm, or get injured just living everyday life, an accident can happen.  Anytime.  Anywhere. What Is Accident Insurance? Accident insurance helps provide support when life’s most unexpected moments happen.  It makes an accident less painful financially because it helps to pay the bills…

  • Benefits 101: Premiums, Deductibles, Copays, and Out-of-Pocket Maximums

    Benefits 101: Premiums, Deductibles, Copays, and Out-of-Pocket Maximums

    Not understanding benefits terminology is near the top of the list of ways that open enrollment and benefits selection can stress you out.  Open enrollment is coming quickly and soon you will be talking about benefit options. The world of benefits and insurance can be confusing. In-network, out-of-network, deductibles, co-pays and co-insurance? What? Let us…

  • Want to Increase Productivity? Support Working Parents

    Want to Increase Productivity? Support Working Parents

    As the flu and RSV season gets underway, companies are asking themselves how they can support employees who need to stay home to care for their children.  In fact, last October, 104,000 Americans missed work because of “childcare problems” – the highest total since the Bureau of Labor Statistics began tracking the figure in 2003. …

  • Benefits 101: What Is Open Enrollment?

    Benefits 101: What Is Open Enrollment?

    For millions of Americans, the end of the year is open enrollment season – a yearly opportunity to take stock of your health care needs and select the health insurance plan that works best for you.  It is a window of time – typically in the fall – when you can sign up for health…