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Author: Central Penn Benefits Admin

  • Benefits 101: What Is Voluntary Life Insurance?

    Benefits 101: What Is Voluntary Life Insurance?

    Life Insurance at Work: Your Guide to Voluntary Coverage We all juggle life’s different responsibilities, and ensuring our loved ones are financially secure in case of our passing should be a top priority. Life insurance offers a safety net but typically the amount of coverage included as a standard company-paid life insurance policy isn’t enough…

  • Navigating the Future of HR: Leveraging LLMs for Advanced Skills Management

    Navigating the Future of HR: Leveraging LLMs for Advanced Skills Management

    In our journey through the evolving landscape of the skills-first economy, we have uncovered the pivotal role of skills in shaping the future of work. Our initial article, “Adapting to the Skills-First Economy: An Introduction,” laid the groundwork by emphasizing the significance of a skills-based organization (SBO) and the transformative power of skills taxonomies. We…

  • Health Insurance Basics: Insurance Costs

    Health Insurance Basics: Insurance Costs

    Insurance Costs Consumers typically pay the following types of costs when they have insurance. See Appendix A for examples of how cost sharing works. Tips to Know: Appendix A Examples of Health Insurance Cost Sharing This appendix provides some examples of how health insurance cost sharing works for consumers. These examples show different outcomes depending…

  • Benefits 101: What Is Hospital Indemnity Insurance?

    Benefits 101: What Is Hospital Indemnity Insurance?

    No matter whether it is anticipated or unexpected, a hospital stay is expensive.  According to HealthCare.gov, the average 3-day hospital stay in the United States costs around $30,000.  Health insurance will cover some of the costs if you are admitted to the hospital, but you may have other out-of-pocket costs.  Hospital Indemnity Insurance can help…

  • 8 Unique Employee Perks That Don’t Require a Big Budget

    8 Unique Employee Perks That Don’t Require a Big Budget

    Free and low-cost employee benefits are perks that don’t cost you much financially. These perks are often simple to provide and help enhance an existing employee benefits package. Including non-traditional benefits in a job offer shows employees your values; they’re a promise to both current and potential employees that you’ll support them and treat them…

  • Benefits 101: Embedded vs. Non-Embedded Deductibles

    Benefits 101: Embedded vs. Non-Embedded Deductibles

    Everyone needs health insurance but many people don’t fully understand it.  One important concept to understand is your deductible.  A deductible is the amount of money that must be paid for covered services before the health insurance company begins paying for expenses. For an individual plan, the deductible is straightforward.  But family plans are a…

  • Exceptional & Extraordinary Employees – Don’t Burn Them Out

    Exceptional & Extraordinary Employees – Don’t Burn Them Out

    Are HR professionals relying so much on top talent that they risk increasing the odds that they burnout? Every organization has employees who stand out for one reason or another. They often include your superstars or high achievers. Managers will often turn to these exceptional employees when there’s a special project or deliverable to be…

  • Top Benefit Trends for 2024

    Top Benefit Trends for 2024

    The challenges that influenced the benefits landscape in 2023 persist—perhaps even more so. Rising costs, due to inflation and increasing health care prices, will continue to present challenges this new year.  But employers who understand the benefits landscape for 2024 can mold their approach for the upcoming year. A new year means revisiting your existing…

  • Year-Round Benefits Education

    Year-Round Benefits Education

    For most organizations, employee benefits communication kicks into high gear during open enrollment season. During this time, there is a surge in emails, educational webinars, fliers throughout the office, and a barrage of forms demanding signatures. Post open enrollment, however, employees often receive minimal information about their benefits. While sporadic email updates or new laminated…

  • Ho, Ho, Ho-ld Off on the Bad Habits This Holiday Season

    Ho, Ho, Ho-ld Off on the Bad Habits This Holiday Season

    ‘Tis the season for family, festivity, and food—lots of food. The holidays dish up a triple whammy of wintry weather, irresistible foods, and stress, which can cause even the strongest-willed person to reach for another festive goodie. While the notion of enjoying “healthy holidays” has a nice ring to it, reaching that goal can be…